Mine was Mexican. He was born and raised in Mexico before deciding that he would have a better future by pursuing the American Dream. He was large, bright red, and had flowers tattooed all over his ceramic body. Unfortunately, things did not end well for him.
After following me, the little pigtail-ed girl that fed him every now and then to the U.S., he met a rather abrupt end.
The weapon: a hammer. The motive: I wanted money right then and there.
Do you remember the first time you broke a piggy bank?
You can’t un-break a piggy bank. You can certainly try to glue it back together or wrap it up in band-aids. The action, though remains in the past. The action cannot be taken back.
Sure, modern piggy banks come with little round, plastic covers on their bellies so you can get slide your money out without resorting to murder. These aren’t real piggy banks. These fake pigs are the equivalent of a checking account: a tool where you can keep spending your money right as you deposit it.
Do you remember when you first paid the bare minimum amount on your credit card? Or when you missed a payment? Or when you didn’t finish paying off your balance before the zero percent interest period expired? Or when you transferred a balance to another card? Or when you avoided answering your phone? Or when you began hording a massive GLAD bag of unopened bills deep inside your tiny closet?
I broke all those figurative piggy banks. The problem was that because they weren’t real piggy banks, they never made any noise. I never had to immediately clean up the pieces. I silently continued to keep making more bad decisions.
The weapon: impulsiveness. The motive: I wanted money right then and there.
WAIT UP ANGELICA, what the HEY is this blog about?
Spoiler alert: I filed for bankruptcy SO YOU DON’T HAVE TO!
I’ve learned a lot from my horrible financial decisions. In the year in took me to come up with the money to retain my bankruptcy lawyer, I also learned how to develop a healthy relationship with money and have been able to maintain a decent budget. There’s still more I am learning, but I want to be able to share what I’ve learned and also continue on this financial wellness journey with you.
In short: Whatever your financial situation right now (and maybe you never even went close to bankruptcy) there’s a lot of us in the same boat, trying to take our piggy banks back to safety.
Let’s stop simply bitching about money and start being proactive. Let’s also stop treating money like it’s this big and scary monster, and learn how to think of it as a positive thing.
Let’s stop feeling like we can’t talk about money.